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Savings Accounts
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Savings Accounts
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Minimum Daily Balance to Earn APY
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Interest Rate
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Annual Percentage Yield
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|
Statement
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$0.01
|
0.10%
|
0.10%
|
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TISBY
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$0.01
|
0.25%
|
0.25%
|
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IRA or HSA
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$0.01
|
0.10%
|
0.10%
|
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Hunters Choice
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$0.01
|
0.35%
|
0.35%
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Christmas Club
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$0.01
|
0.35%
|
0.35%
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|
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Checking Accounts
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Checking Accounts
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Minimum Daily Balance to Earn APY
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Interest Rate
|
Annual Percentage Yield
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|
HSA
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$0.01
|
0.10%
|
0.10%
|
|
NOW*
|
$0.01
|
0.05%
|
0.05%
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Super NOW*
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$0.01
|
0.10%
|
0.10%
|
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Money Market Accounts
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Money Market*
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|
Minimum Daily Balance to Earn APY
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Interest Rate
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Annual Percentage Yield
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|
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$0.01 - $4,999
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$0.01
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0.15%
|
0.15%
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|
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$5,000 or More
|
$5,000
|
0.25%
|
0.25%
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Certificate of Deposit or IRA Certificate of Deposit
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Minimum Deposit of $500
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Interest Rate
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Annual Percentage Yield
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|
3 Month Certificate
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0.10%
|
0.10%
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|
Relationship Rate*
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0.25%
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0.25%
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6 Month Certificate
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0.15%
|
0.15%
|
|
Relationship Rate*
|
0.35%
|
0.35%
|
|
12 Month Certificate
|
0.20%
|
0.20%
|
|
Relationship Rate*
|
0.50%
|
0.50%
|
|
18 Month Certificate
|
0.25%
|
0.25%
|
|
Relationship Rate*
|
0.55%
|
0.55%
|
|
24 Month Certificate
|
0.50%
|
0.50%
|
|
Relationship Rate*
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0.70%
|
0.70%
|
|
36 Month Certificate
|
0.75%
|
0.75%
|
|
Relationship Rate*
|
1.00%
|
1.00%
|
|
48 Month Certificate
|
1.00%
|
1.00%
|
|
Relationship Rate*
|
1.20%
|
1.20%
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|
60 Month Certificate
|
1.10%
|
1.10%
|
|
Relationship Rate*
|
1.40%
|
1.40%
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*MUST HAVE A TSB BANK CHECKING, SAVINGS, OR LOAN ACCOUNT AT CD OPENING OR RENEWAL TO QUALIFY FOR RELATIONSHIP RATE*
RATES ARE SUBJECT TO CHANGE
PENALTY MAY APPLY FOR EARLY WITHDRAWAL ON CERTIFICATES OF DEPOSIT
THE DAILY BALANCE METHOD APPLIES A DAILY PERIODIC RATE TO THE PRINCIPAL IN THE ACCOUNT EACH DAY
*FEES MAY REDUCE EARNINGS, SPECIFIED ACCOUNTS HAVE MINIMUM AVERAGE DAILY BALANCE REQUIREMENTS.
MEMBER FDIC
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Rates effective as of 5/23/2013
Contact TSB Bank to obtain the most current information
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